EQUIPMENT LOANS THAT POWERS YOUR BUSINESS.

Equipment loans are tax deductible as an operating expense and offers you the freedom to free up your cash flow a bit to focus on other areas while you pay down the cost of your operating equipment over a designated period of time.

We strive to find you the most favorable terms available, with quick approvals, low-interest rates, and repayment terms as long as 84 months.

• Approval in as little as 24 hours, three to five days for larger items
• In most cases, No financial statement is required for loans applications up to $150,000
• Little or no down payment
• Multiple payment structures
• Middle market financing up to $500,000 with more available for larger items
• Up to 84-month terms
• Excellent interest rates

We simplify the thicket of paperwork and application procedures needed to obtain financing for equipment. For qualifying businesses, our programs offer the following features:

• No financial statement is needed for purchases of $150,000 or lower
• A selection of payment options and structures
• Up to $500,000 for middle ticket financing and more for larger expenditures
• Little or no down payment
• Expedited approvals

Sample of Industries we serve. Reach out to us if you don't see your industry listed here:

• Auto Repair and Diagnostic Tools
• Commercial Cleaning and Laundry
• Computer and Mobile Devices
• Construction and Heavy Equipment
• Farm and Garden Equipment
• Fitness and Gym Equipment
• Fleet Tracking and Management
• HVAC Equipment
• Landscaping and Snow Removal
• Manufacturing and Fabrication
• Material Handling
• Medical and Dental Equipment
• Music and DJ Equipment
• Office Equipment and Furniture
• Pet Care and Grooming
• Photo and Video Equipment
• Point of Sale (POS) Systems
• Recreation and Amusement
• Restaurant Equipment
• Salon Equipment and Furniture
• Security Systems (non-monitoring)
• Specialty Graphics and Signage
• Telecomm, IT, and VoIP
• Trailers and Hitches (Titled equipment, State Restrictions Apply)

Equipment Leasing is an Alternative

If you're not looking to commit to a complete purchase, or if you cycle through equipment regularly, an equipment lease may be a better financial option for your business.

We also offer a variety of leasing options with variable rates to provide you with a different option. You'll still be eligible for tax savings while benefiting from new or used equipment that can satisfy your temporary business needs.

Equipment leasing can be an attractive option for a number of businesses, with benefits including the following:

• Fixed, low monthly payments
• Tax and accounting advantages
• Scheduled replacement of outdated equipment
• Retention of existing credit lines
• Management of cash flow and liquidity

If your business is in need of an equipment loan, Ai Capital Funding can help. Be sure to give us a call to discuss your options.

Why people believe in us