Merchant Cash Advance
A merchant cash advance isn't really a loan, but it can help you get immediate cash based upon your projected credit sales. Give us a call to learn more.
Get an Advance on Your Projected Funds
Not unlike a working capital loan, a merchant cash advance can help you get out in front of temporary cash flow problems by providing you access to extra funds for the time being.
Ai Capital Funding works with small business owners to provide merchant cash advances to provide you with some short-term capital. This can be used to pay bill obligations, purchase new assets, or satisfy payroll demands.
WHAT EXACTLY IS A MERCHANT CASH ADVANCE?
HOW DO THEY WORK?
Merchant cash advances aren't exactly loans. Rather, it's an advance on the projected sales expectations based upon previous credit card sales.
It's a potentially less risky option for lenders as they are weighing a cash advance against actual sales. That being said, lenders tend to be very strict to ensure that your business is successful and that sales projections are accurate, so that you can pay back quickly.
The financial lender makes their money back by essentially charging a certain percentage of what you borrow. Effectively, you are promising a percentage of your future earnings in order to get the capital now.
A Great Option for Those With Less Than Perfect Credit
Certain types of loans can be tough to obtain if you don't have perfect or near perfect credit history.
Decisions also tend to be much quicker as the lender will look into your finances using your personal information and business tax ID. The amount offered depends on the amount of credit card transactions you see monthly as well as the amount of money those transactions amount to.
If you need a quick surge of cash to capitalize on an essential business opportunity, Ai Capital Funding
can provide the merchant cash advance you need.
Advantages
If you still are not convinced that a merchant cash advance could be just the funding you need, then consider these advantages:
- Fast funding with no long waiting periods
- Minimal paperwork
- No collateral
- Funds can be used any way you want
In addition, you cannot lose equity, and there are no fixed payments. In fact, this type of funding is simple to pay back.
Please give us a call today to learn more about our opportunities or click the Apply for Loan button to get started right away!
